RBC Financing, Debit & Credit Card Offers

RBC cardholders, get exclusive offers

Get up to 10% back with your eligible RBC debit or credit card¹

Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by July 31, 2024¹.
Small Business RBC cardholders get up to 5% back on all eligible purchases up to $3,000⁴

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Don't have an RBC credit card?

Apply for an eligible credit card and get up to 10% back on qualifying purchases, up to $100 when you shop at participating RONA locations in the first year ². Then opt-in to get 1% on all purchases after that ³. PLUS get exclusive offers to save even more.

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¹Existing Cardholders: Get 10% in statement credits on your first $250 of qualifying purchases, and 5% in statement credits on your next $1,250 of qualifying purchases after taxes and shipping, when you pay with your eligible RBC debit or credit card from now until July 31, 2024 (“Offer Period”) at participating RONA stores and online. No minimum spend required. Statement credits limited to the first $1,500 of total spend during the Offer Period. This offer is not transferable. To take advantage of this offer, you must activate the offer by clicking the “Load Offer” button in RBC Online Banking before you make your purchase.

Once the offer has been activated you will receive a Statement Credit, calculated on the final price of your Qualifying Purchases after taxes and shipping fees at participating RONA stores in Canada and https://www.rona .ca/ (“Qualifying Purchase”) made during the Offer Period with any RBC Royal Bank personal debit or credit card, other than an RBC US Dollar Visaǂ card, (“Eligible RBC Card”) to receive:

a) 10% in statement credits on the first $250 spent on Qualifying Purchases, and
b) 5% in statement credits on the next $1250 spent on Qualifying Purchases (i.e., spend between $250.01 - $1,500)
(collectively, Statement Credits”).

There is no minimum spend required. Statement Credits are limited to the first $1,500 of total Qualifying Purchases during the Offer Period. Qualifying Purchases exclude payments made through PayPal for online orders, payments by Gift Cards and purchases of items that are out of stock and/or not ready for shipping within the Offer Period.

Please allow up to 30 days from transaction, provided your debit or credit card account was in good standing at that time, for the Statement Credit to appear on the account statement tied to your Eligible RBC Card. Please note that if you paid for your Qualifying Purchase using an Eligible RBC Card that is a credit card, the Statement Credit will not be applied as a payment towards the balance of your credit card account.

This offer may be combined or used in conjunction with any other offers, but cannot be applied retroactively to previous purchases. Returns or price adjustments of your Qualifying Purchase may cancel your Statement Credit. “Qualifying Purchase” is the final price of your purchases after taxes and shipping fees at participating RONA stores in Canada and https://www.rona.ca/, but exclude payments made through PayPal for online orders, payments by Gift Cards, and purchases of items that are out of stock and/or not ready for shipping within the Offer Period.
Rona inc., not Royal Bank of Canada (“RBC”), is responsible for the sales, returns and shipping terms and conditions applicable to your Qualifying Purchase. RBC reserves the right to cancel, modify or withdraw this offer at any time, even after you have activated it.

² New Cardholders: When you apply for an eligible RBC credit card by July 31, 2024 and are approved you will automatically earn 10% back as a statement credit, up to a maximum of $100, on your new Eligible RBC Credit Card account for every dollar spent on Qualifying Purchases at RONA when you pay using your new Eligible RBC Credit Card in the first 12 months after approval (“Offer”). Offer will be earned on qualifying net purchases only; it is not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns, adjustments and cancellations will reduce or cancel the Offer earned. To receive the Offer, your new Eligible RBC Credit Card must be open and in good standing at the time the Offer is being awarded. Offer will be awarded to your new Eligible RBC Credit Card account within 30 days after a RONA transaction is posted to your credit card account and will be applied as a statement credit to your account balance. An “Eligible RBC Credit Card” is any RBC personal credit card, excluding RBC® Avion® Visa Infinite Business‡, RBC® Visa‡ Credit Line for Small BusinessTM, RBC® Visa‡ Business, RBC® Business Cash Back Mastercard‡ and RBC® Avion® Visa Business‡. Additional cardholder(s), as well as existing RBC personal credit card cardholders, applying for or transferring to a new Eligible RBC Credit Card as of the Offer Period, are not eligible for this offer. Offer cannot be applied retroactively to previous purchases. “Qualifying Purchase” is the final price of your purchases after taxes and shipping fees at participating RONA stores in Canada and https://www.rona.ca/, but exclude payments made through PayPal for online orders, payments by Gift Cards, and purchases of items that are out of stock and/or not ready for shipping within the Offer Period. Royal Bank of Canada reserves the right to cancel, modify or withdraw this Offer at any time.

³Opt-in for the first time by August 10, 2024 and earn 1% back as a statement credit on your new Eligible RBC Credit Card account for every dollar spend on qualifying purchases at RONA when you pay using your new Eligible RBC Credit Card. This offer will renew on an annual basis and will require for you to opt-in for each annual offer duration period. Offer will be earned on qualifying net purchases only; it is not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns, adjustments and cancellations will reduce or cancel the Offer earned. To receive the Offer, your new Eligible RBC Credit Card must be open and in good standing at the time the Offer is being awarded. Offer will be awarded to your new Eligible RBC Credit Card account within 30 days after a RONA transaction is posted to your credit card account and will be applied as a statement credit to your account balance. An “Eligible RBC Credit Card” is any RBC personal credit card, excluding RBC® Avion® Visa Infinite Business‡, RBC® Visa‡ Credit Line for Small BusinessTM, RBC® Visa‡ Business, RBC® Business Cash Back Mastercard‡ and RBC® Avion® Visa Business‡. Additional cardholder(s), as well as existing RBC personal credit card cardholders, applying for or transferring to a new Eligible RBC Credit Card as of the Offer Period, are not eligible for this offer. Offer cannot be applied retroactively to previous purchases. Royal Bank of Canada reserves the right to cancel, modify or withdraw this Offer at any time.

⁴ Existing Business Cardholders: To take advantage of this offer, you must activate it by clicking the “Load Offer” button in RBC Online Banking before you make your purchase. Once the offer has been activated, between now and July 31, 2024 (“Offer Period”) you will receive a 5% statement credit, calculated on the final price of your purchases after taxes and shipping fees (“Statement Credit”) at participating RONA stores in Canada and https://www.Lowe’s.ca/ (“Qualifying Purchase”), and pay using any RBC Royal Bank business debit or credit card, other than an RBC US Dollar Visaǂ card (“Eligible RBC Credit Card”) on the first $3,000 in Qualifying Purchases. There is no minimum spend required. Statement credits are limited to the first $3,000 of Qualifying Purchases during the Offer Period.

“Qualifying Purchase” is the final price of your purchases after taxes and shipping fees at participating RONA stores in Canada and https://www.rona.ca/, but exclude payments made through PayPal for online orders, payments by Gift Cards, and purchases of items that are out of stock and/or not ready for shipping within the Offer Period.

®/TM Trademark(s) of Royal Bank of Canada.Used under license.
PayPlan by RBC financing is provided by RBC Ampli Inc

‡ All other trademarks are the property of their respective owner(s).

Conditions: Minimum purchase of $299 before taxes. Valid in store only from January 13th to January 19th, 2022. Cannot be combined with any other promotional offer. The "Interest-free equal monthly payments" offer allows the customer to pay for purchases through equal and consecutive monthly instalments with no interest. Equal and consecutive monthly payments are included in the minimum payment due on the credit card. If the minimum payment due is not paid in full by the due date, the annual interest rate of no more than 19.9 % on the card applies to the unpaid equal monthly instalment, including the monthly instalment. (M11B) *FINANCING PROGRAM CONDITIONS: The financing program is open exclusively to retail customers. Eligibility is subject to Fédération des caisses Desjardins du Québec (the “Federation”) approval. All annual interest rates shown are subject to change. The financing offer is available through a Visa Desjardins or Mastercard Desjardins credit card, as well as through any other credit card offered by the Federation (the “card”). No sign-up, annual or renewal fees apply. After signing up for a Visa Desjardins or Mastercard Desjardins credit card, or for any other credit card issued by the Federation, the retail customer will receive a monthly statement on paper to the address on file or electronically. The card’s grace period (i.e., the period to pay the statement’s entire balance without incurring interest) is of 21 days from the day the monthly statement is mailed or made available electronically. The minimum monthly payment required to be made on the card will be the higher amount between: a) 5% of the total on: (i) the balance shown on the account statement for the previous period; (ii) interest on purchases and monthly instalments that have not been paid on the due date for the previous period; (iii) regular purchases during the statement period; (iv) monthly instalment(s) relative to Multiple purchases through equal payment or Multi-Purchase Plan for the statement period; (v) deferred payment purchases due on the statement date; and (vi) past due amounts and any other amount set out in the card contract; or b) $10 to which is added the due amounts related to Accord D financing and any other amount set out in the card contract. Other conditions can be applied. Refer to the variable credit agreement of the card. Terms and conditions in store or on www.rona.ca/credit – renodepot.com/credit.

Get up to 10% back with your eligible RBC debit or credit card1

Don't have an RBC credit card?

Get up to 10% back with your eligible RBC debit or credit card¹